Advisers Give Back Get started — it’s free

Save for the bills nobody plans for.

The four guides below are free, with no sign-up. Want one-on-one help? You can meet a volunteer adviser.

6 in 10 adults had a big surprise bill in the past year.

If one caught you off guard, you’re in good company.

Share of U.S. adults, surveyed in October 2025

  • Any big surprise bill59%
  • The most common kinds
  • Car repair or replacement30%
  • House or appliance repair22%
  • Major medical bill21%

Adults could name more than one.

Source: Federal Reserve Board, Economic Well-Being of U.S. Households in 2025 (May 2026, PDF)

Get started — it’s free

Want someone to look at your numbers with you?

Get started — it’s free
Get started — it’s free