Money through graduation, family, service and the people you love.
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Nearly half of adults under 30 got help paying a bill.
Help from family is common early on, and it can build skills that last.
Adults ages 18 to 29 who got help paying each kind of expense from someone outside their household in the prior 12 months, 2025
- Cell phone bill30%
- General expenses26%
- Rent, mortgage, utilities or housing23%
- Car payment, insurance or repairs19%
- Medical bills or health insurance14%
- School costs or student loans12%
- Childcare or costs for children2%
47% got help with at least one of these. People could name more than one.
Source: Federal Reserve Board, Economic Well-Being of U.S. Households in 2025 (May 2026, PDF)
Read the guides in this order.
- New grads: your first paycheck, student loans and savings9 min read
- Money talks with chosen family: who decides, who gets what7 min read
- Veterans deserve financial clarity: benefits, free help and next steps7 min read
- Culturally competent advisers: finding one who understands your life6 min read
- ABLE accounts: save with a disability and keep your benefits6 min read